Mortgage-World.com Mortgage-World.com Mortgage-World.com Mortgage-World.com
  • Purchase
    • FHA Loans
    • Conventional Loans
    • No Income Verification Loans
    • Bank Statement Loans
    • DSCR Loans
    • Down Payment Assistance Loans
    • First Time Home Buyer Loans
    • Asset Only Loans
    • Doctor Loans
    • Jumbo Loans
    • VA Loans
    • USDA Loans
    • Construction-to-Permanent
    • Home Possible Loans
    • Get Pre-Approved
  • Refinance
    • Rate and Term Refinance
    • Cash-Out Refinance
    • FHA Refinance
    • FHA Streamline Refinance
    • Conventional Refinance
    • No Income Verification Cash Out
    • Non-QM Refinance
    • VA Refinance
    • VA IRRRL
    • USDA Streamline Refinance
    • Divorce Refinance
  • CREDIT SCORE
    • FHA Credit Score Requirements
    • FHA Below 580 Credit Score
    • Minimum Credit Score to Refinance
    • Mortgage Pre-Approval with Bad Credit
    • FHA Bankruptcy Guidelines
    • Denied a Mortgage? We Can Help
  • ABOUT US
    • Christopher Luis
    • Julia Luis
  • APPLY NOW
    • Upload Documents
  • CALL
Mortgage-World.com Mortgage-World.com
  • Purchase
    • FHA Loans
    • Conventional Loans
    • No Income Verification Loans
    • Bank Statement Loans
    • DSCR Loans
    • Down Payment Assistance Loans
    • First Time Home Buyer Loans
    • Asset Only Loans
    • Doctor Loans
    • Jumbo Loans
    • VA Loans
    • USDA Loans
    • Construction-to-Permanent
    • Home Possible Loans
    • Get Pre-Approved
  • Refinance
    • Rate and Term Refinance
    • Cash-Out Refinance
    • FHA Refinance
    • FHA Streamline Refinance
    • Conventional Refinance
    • No Income Verification Cash Out
    • Non-QM Refinance
    • VA Refinance
    • VA IRRRL
    • USDA Streamline Refinance
    • Divorce Refinance
  • CREDIT SCORE
    • FHA Credit Score Requirements
    • FHA Below 580 Credit Score
    • Minimum Credit Score to Refinance
    • Mortgage Pre-Approval with Bad Credit
    • FHA Bankruptcy Guidelines
    • Denied a Mortgage? We Can Help
  • ABOUT US
    • Christopher Luis
    • Julia Luis
  • APPLY NOW
    • Upload Documents
  • CALL

MORTGAGE-WORLD.com is your industry-leading local mortgage broker specializing in FHA, Conventional, USDA, VA, and Non-QM Near-Prime home loan products. We are licensed in New Jersey, Florida, and Connecticut.

Local mortgage brokers are licensed mortgage experts who can offer loan products from a variety of lenders and compare lenders on your behalf.

To speak directly with a loan officer, call 888-958-5382

LOCAL MORTGAGE BROKER

Purchase or Refinace: 

  • FHA – 500 Credit Score
  • Conventional – 620 Credit Score
  • VA – 500 Credit Score
  • USDA – 550 Credit Score
  • Non-QM – 500 Credit Score

Eligible Properties:

  • Singe Family
  • 2-4 Units
  • MultiFamily (5-25 Units)
  • Manufactured Homes
  • Mobile Homes
  • PUDS
  • Condos
  • Coops
  • Mixed Use
  • Constuction
  • Commercial

YOUR LOCAL MORTGAGE BROKER

Mortgage-World.com is based in Bergen County, New Jersey.

Our office resides on Bergen Boulevard in Ridgefield, NJ.  We work with many borrowers in the surrounding area, like Cliffside Park, Edgewater, Fort Lee and Englewood Cliffs just to name a few.

We are licensed in the state of New Jersey and have been originating loans for over 20 years! Our team is born and raised in the local area and have extensive knowledge about the marketplace.

Whether you prefer to work online, over the phone/text, or in person, we will accommodate to any of your needs. We work everyday of the week from 8am-9pm. We believe in delivering excellent customer service and we are here for you everyday of the week, even holidays.

Why Work with a Mortgage Broker?

Save $9,400 on average by connecting with an independent mortgage broker in your area. Working with a mortgage broker means having a local expert by your side for one of life’s biggest financial decisions. Because we are independent, licensed professionals, as mortgage brokers we can shop multiple lenders – giving us access to more home loan options than what a bank or online lender can offer.

Is it Better to Work with a Local Mortgage Broker?

The result is typically a cheaper, faster, and easier mortgage for you – one that is tailored to your home financing needs. So, whether you’re looking to purchase a home or refinance, find your perfect mortgage match by working with a local independent mortgage broker.

Ready To Take The Next Step?
Apply Now! >>

For a quicker response, call 888-958-5382

Top Local Mortgage Broker

Mortgage-World

Purchase

Buy a home for the first time with a minimum 500 credit score. Get started today!

Learn more »

Credit

Let one of our mortgage professionals discuss the product that’s best for you.

Learn more »

Contact

535 Bergen Blvd. Suite 2
Ridgefield NJ 07657

Apply now »

CALL US 888.958.5382

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www.MORTGAGE-WORLD.com LLC is not an agency of the state or federal government and is not affiliated with the Federal Housing Administration. Licensee will not make any mortgage loan commitments or fund any mortgage loans under the advertised program. All loans arranged with third-party providers.

Licensed by the Connecticut Department of Banking
Licensed by the Florida Office of Financial Regulation
Licensed by the N.J. Department of Banking and Insurance
NMLS ID 1630225

© Copyright 2026 www.MORTGAGE-WORLD.com LLC All Rights Reserved

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www.MORTGAGE-WORLD.com LLC

535 Bergen Blvd. Suite 2

Ridgefield NJ 07657

Call 888.958.5382

Customer Service

Mon-Sun 8am-10pm EST

Call 888.958.5382

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