Privacy Policy
Mortgage-World.com respects your privacy and is committed to protecting the personal information you share with us. This policy explains what we collect, how we use it, who we share it with, and the choices you have. We do not sell your personal information, and we never will.
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How We Use Your Information
Sharing & Disclosure
Cookies & Tracking
Data Security
Your Privacy Choices
Children’s Privacy
Contact Us
Our Commitment
Information We Collect
As a licensed mortgage broker, Mortgage-World.com collects personal and financial information to evaluate your mortgage application, verify your identity, and connect you with the loan program that fits your situation. The information we collect depends on how you interact with us, whether that’s browsing our site, calling our office, or submitting a full loan application.
Information You Provide Directly
| Category | Examples |
|---|---|
| Identity Information | Name, date of birth, Social Security number, government-issued ID |
| Contact Information | Mailing address, email address, phone number |
| Financial Information | Income, employment history, assets, debts, bank statements, tax returns, credit history |
| Property Information | Property address, purchase price, appraisal details, title information |
| Application Details | Loan amount requested, loan program, co-borrower information |
Information Collected Automatically
When you visit mortgage-world.com, our website and its analytics tools automatically collect certain technical information, including your IP address, browser type, device type, pages viewed, and the date and time of your visit. This information helps us understand how visitors use our site and improve its performance, and it is not used to identify you personally.
Why We Collect It
How We Use Your Information
We use the information you provide to process and underwrite your mortgage application, verify your income, assets, employment, and credit history, communicate with you about your loan status, and comply with federal and state mortgage lending laws. We may also use your contact information to send you updates about your application, respond to questions you submit through our site, or, with your consent, share information about mortgage programs that may be relevant to you.
We do not use your Social Security number, income documents, or credit information for any purpose beyond evaluating and servicing your mortgage application and meeting our regulatory obligations as a licensed mortgage broker.
Who Sees Your Information
Sharing & Disclosure of Your Information
Mortgage-World.com does not sell your personal information, and we do not share it with third parties for their own marketing purposes. Information is only shared where it is necessary to process your loan, required by law, or where you have given us permission to do so.
| We Share With | Purpose |
|---|---|
| Lenders & Wholesale Investors | To underwrite, fund, and close your loan |
| Credit Bureaus | To verify your credit history as authorized by you |
| Title Companies & Appraisers | To confirm property value and clear title for closing |
| Government Agencies | Where required for loan programs such as FHA, VA, or USDA |
| Service Providers | Vendors who support our operations, such as document processing or IT services, under confidentiality obligations |
| Legal & Regulatory Bodies | Where required by law, subpoena, or regulatory examination |
Each of these parties is required to handle your information in accordance with applicable privacy and data protection laws. Under the Gramm-Leach-Bliley Act, you have the right to limit certain sharing of your information; see the Your Privacy Choices section below.
On Our Website
Cookies & Tracking Technologies
Our website uses cookies and similar tracking technologies to remember your preferences, understand how visitors use our site, and measure the performance of our content. These tools may be provided by third-party analytics or advertising services. You can control or disable cookies through your browser settings; doing so may limit some features of our site but will not prevent you from applying for a mortgage or contacting our office.
How We Protect It
Data Security
We maintain administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Sensitive documents submitted through our application portal are transmitted using encryption, and access to borrower files is limited to employees who need that information to process your loan. While we work to protect your information, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
Your Choices
Your Privacy Choices & Rights
You may ask us to stop sending marketing communications at any time by calling our office or emailing us using the contact information below.
You may request a copy of the personal information we hold about you, or ask us to correct information that is inaccurate.
Under the Gramm-Leach-Bliley Act, you may direct us to limit sharing your information with affiliated companies for their own marketing purposes.
Residents of certain states may have additional rights under state privacy laws. Contact us to ask about rights that may apply to you.
Leaving Our Site
Third-Party Links
Our website may contain links to third-party websites, such as lender portals or government resources. This Privacy Policy applies only to mortgage-world.com, and we are not responsible for the privacy practices of any third-party site you visit through a link on our page.
Age Requirements
Children’s Privacy
Mortgage-World.com does not knowingly collect personal information from anyone under the age of 18. Our services are intended for individuals who are legally able to enter into a mortgage agreement. If we learn that we have collected information from a minor, we will take steps to delete it.
Policy Updates
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The “Last Updated” date at the top of this page shows when the policy was most recently revised. We encourage you to review this page periodically.
Common Questions Answered
Common Questions About Our Privacy Practices
